Terms of Service for Healthy Money Happy Life
Last updated: March 21, 2023
Please read these Terms of Service (“Terms”) carefully before using the Healthy Money Happy Life website (http://healthymoneyhappylife.com) (“Website”) operated by Ready for PREtirement, Inc. doing business as Healthy Money Happy Life (“us”, “we”, or “our”).
Acceptance of Terms
By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Website.
By using the Website, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into a binding contract. If you are under 18, you may use the Website only with the involvement of a parent or guardian.
Accounts and Registration
To access certain features of the Website, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary. You are responsible for safeguarding your password and for any activities or actions under your account, whether authorized by you or not.
All content, including but not limited to text, images, graphics, logos, and software, on the Website is the property of Healthy Money Happy Life and Ready for PREtirement, Inc. or its content suppliers and is protected by copyright, trademark, and other applicable laws. Unauthorized use of the Website’s content may violate such laws and result in civil and criminal penalties.
We grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the Website and its content for your personal, non-commercial use only. This license is revocable at any time without notice and with or without cause.
You agree not to engage in any of the following activities:
a) Using the Website for any purpose that is illegal or violates these Terms.
b) Modifying, copying, distributing, or creating derivative works based on the Website’s content without our prior written consent.
c) Using any automated means, including bots or crawlers, to access or collect information from the Website.
d) Interfering with the proper functioning of the Website or any user’s enjoyment of the Website.
Fees and Payments
Certain products and services offered on the Website may require payment. By purchasing such products or services, you agree to pay the applicable fees and any related taxes. All payments are final and non-refundable unless otherwise specified.
Healthy Money Happy Life may participate in affiliate marketing programs and may include affiliate links within the Website. This means that when you click on certain links and make a purchase, we may receive a commission or other form of compensation at no additional cost to you. We only participate in affiliate programs and recommend products or services that we believe may be valuable to our users. However, we are not responsible for the quality, accuracy, or reliability of these products or services.
By using our affiliate links, you agree to the following:
a) You understand that we may receive a commission or other form of compensation for purchases made through our affiliate links.
b) You acknowledge that your use of affiliate links is voluntary, and any purchases made through these links are subject to the terms and conditions of the respective third-party websites or service providers.
c) You agree that Healthy Money Happy Life is not responsible or liable for any losses, damages, or other issues that may arise from your use of affiliate links or the products or services purchased through these links.
d) You understand that we make no warranties or representations, express or implied, regarding the accuracy, completeness, reliability, or suitability of the products or services provided by our affiliate partners.
By using our Website and services, you acknowledge that you have read, understood, and agree to be bound by this section of the Terms of Service regarding affiliate commissions. If you have any questions or concerns about this section, please contact us at:
Healthy Money Happy Life Email: firstname.lastname@example.org
We may terminate or suspend your access to the Website at any time, without prior notice or liability, for any reason, including but not limited to your breach of these Terms. Upon termination, your right to access and use the Website will cease immediately.
Disclaimer of Warranties
The Website and its content are provided on an “as is” and “as available” basis without any warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property.
Limitation of Liability
In no event shall Healthy Money Happy Life, its affiliates, or their respective officers, directors, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of the Website or its content, even if advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless Healthy Money Happy Life, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with your access to or use of the Website or its content, your violation of these Terms, or your infringement of any intellectual property or other rights of Healthy Money Happy Life or any third party.
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide at least 30 days’ notice before any new terms take effect. What constitutes a material change will be determined at our sole discretion. Your continued use of the Website after any changes to these Terms constitutes your acceptance of the updated Terms.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of California, United States, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within California to resolve any dispute or claim arising from these Terms.
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. The failure of Healthy Money Happy Life to enforce any right or provision of these Terms will not be considered a waiver of those rights.
If you have any questions or concerns about these Terms, please contact us at:
Healthy Money Happy Life
By using our Website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.