Privacy Policy for Healthy Money Happy Life and Ready for PREtirement Inc.

Last updated: March 21, 2023

At Healthy Money Happy Life (, your privacy is of utmost importance to us. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit or use our website and services. By accessing or using our website, you agree to this Privacy Policy. This Privacy Policy complies with the California Consumer Privacy Act (CCPA) and the California Online Privacy Protection Act (CalOPPA).

Information We Collect

We collect information to provide, improve, and protect our services. The types of information we collect include:

a) Personal Information: When you sign up for an account, subscribe to our newsletter, or purchase our products, we may collect personal information such as your name, email address, phone number, mailing address, and payment information.

b) Usage Information: We collect information on how you interact with our website, including the pages you visit, the time spent on the site, and the devices, browsers, and operating systems you use.

c) Cookies and Similar Technologies: We use cookies and similar technologies to enhance your experience on our website and analyze its usage. You can manage your cookie preferences through your browser settings.

How We Use Your Information

We use your information to:

a) Provide, maintain, and improve our services, products, and website.

b) Communicate with you, including sending you promotional materials, newsletters, or updates on our services.

c) Process transactions and manage your account.

d) Analyze and understand how our website and services are used.

e) Protect the security and integrity of our website and services.

Information Sharing and Disclosure

We may share your information in the following circumstances:

a) With your consent, for example, when you agree to our sharing your information with third parties for their own marketing purposes.

b) With third-party service providers who assist us in providing our services, such as payment processors, email service providers, and website analytics providers. These providers are required to protect your information and use it only for the purposes for which it was shared.

c) As required by law or in response to legal processes, such as a subpoena or court order, or to comply with government regulations.

d) In connection with a merger, acquisition, or sale of assets, where customer information would be one of the transferred assets.

Your Rights and Choices Under the CCPA

If you are a California resident, you have the following rights under the CCPA:

a) The right to know what personal information we have collected, used, disclosed, and sold about you.

b) The right to request deletion of your personal information.

c) The right to opt-out of the sale of your personal information.

d) The right to not be discriminated against for exercising your rights under the CCPA.

To exercise your rights under the CCPA, please contact us at

Data Security

We take reasonable measures to protect your personal information from unauthorized access, misuse, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee the absolute security of your information.

Data Retention

We retain your personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements.

Children’s Privacy

Our website and services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided us with personal information, we will take steps to delete such information.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. Your continued use of our website and services after any changes to this Privacy Policy constitutes your acceptance of the updated policy.

“Do Not Track” Signals

We do not track users over time and across third-party websites to provide targeted advertising, and therefore we do not respond to Do Not Track (DNT) signals. However, some third-party websites may keep track of your browsing activities when they serve you content, which enables them to tailor what they present to you.

Third-Party Websites

Our website may contain links to other websites that are not operated by us. We are not responsible for the content or privacy practices of third-party websites. We encourage you to review the privacy policies of any third-party websites you visit.

Contact Us

If you have any questions or concerns about our Privacy Policy or your rights under the CCPA and CalOPPA, please contact us at:

Healthy Money Happy Life

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.